Scammers Swindle Vulnerable Canadians

March 18th, 2016

“Your 82 year old grandmother calls you at work in the middle of the day and she is in tears. She explains that she has just been told by the Canada Revenue Agency (CRA) that she will go to jail if she doesn’t pay her taxes right away. Scared and confused, she gave the caller personal and financial information. What would you do?”

This scenario is only one of many examples of someone who fell prey to a highly skilled scammer. It wasn’t the CRA calling. Anyone can get telephone calls, mail, text messages or emails, or any fraudulent communication that claims to be from the CRA.

For information on scams or to report deceptive telemarketing, contact the Canadian Anti-Fraud Centre (CAFC) online at or toll free at 1‑888‑495‑8501. If you believe you may be the victim of fraud or have given personal or financial information unwittingly, contact your local police service.

Scams that involve impersonating the CRA appear to target new Canadians and senior citizens. But no one is immune.

When the CRA calls you, it has established procedures in place to make sure your personal information is protected. If you want to confirm the authenticity of a CRA telephone call, call the CRA by using the numbers on its Telephone numbers page. The number for business-related calls is 1‑800‑959‑5525. The number for calls about individual concerns is 1‑800‑959‑8281.

To help you identify possible scams involving the CRA, use the following guidelines:

The CRA:

  • never requests prepaid credit cards;
  • never asks for information about your passport, health card, or driver’s licence;
  • never shares your taxpayer information with another person, unless you have provided the appropriate authorization; and
  • never leaves personal information on your answering machine or asks you to leave a message containing your personal information on an answering machine.

When in doubt, ask yourself the following:

  • Is there a reason that the CRA may be calling? Do I have a tax balance outstanding?
  • Is the requester asking for information I would not include with my tax return?
  • Is the requester asking for information I know the CRA already has on file for me?
  • How did the requester get my email address or telephone number?
  • Am I confident I know who is asking for the information?

Remember, you can confirm your tax status with the CRA either online through the CRA secure portals such as My Account, My Business Account, or Represent a Client, or by calling the CRA at 1-800-959-8281 for individuals or 1-800-959-5525 for businesses.

ACC ”Federal Budget Puts Business on the Back Burner”

March 23, 2016
The business community of Alberta has significant concerns with the approach and commitments laid out by the 2016 – 2017 Federal Budget. To avoid being a purely political document without economic substance, the budget needs significant detail and specific information about the government’s plans.

“We’ve been going over the various documents and it’s tough to put together a clear picture of where we’re going or how we’re going to get there,” says Ken Kobly, ACC President and CEO. “What is clear is that commitments to business have been put on the back burner by this wait and see budget. It’s disappointing.”

Some highlights affecting business include:

Planned reductions to the tax rate of Small Business of 0.5% per year, from 11% to 9% by 2019, have been put on hold indefinitely

Planned reductions to EI premiums, from 1.88 to 1.49, have been scaled back to 1.61

Immediate capital spending will not be dedicated to areas which would benefit from stimulus – areas such as Alberta, Saskatchewan and Newfoundland which have been hit hard by the economic downturn

While many in Alberta will appreciate the improved access to and scope of extended EI benefits in the short term, business is left wondering how structural obstacles contributing to unemployment will be addressed in the long term.

“It’s tough to get behind a budget that touts innovation and creating a new economy when we can’t get a pipeline from the west to the east in this country, let alone to markets that will pay more for our products,” says Kobly. “I’m pretty skeptical of a vision to be a global innovation leader while we continue to import oil and gas despite having an abundant local supply.”

With the exception of taking measures to strengthening labour market development there was little, if any, uptake of the ACC’s recommendations presented to the Federal Standing Committee on Finance during pre-budget consultations:

  • Strengthen Canada’s fiscal competitiveness and tax environment
  • Reduce barriers to trade and investment in competitive strengths
  • Strengthen labour market development with the view to attract and retain global talent
  • Adopt a proactive approach in policy design and implementation

Contrary to recommendations made by chambers, new tax compliance measures were introduced for Canadian companies operating in foreign jurisdictions or foreign companies operating in Canada. These measures risk increasing compliance costs and undermining competitiveness by avoiding the simple solution to addressing tax evasion: simplify the tax code.

This budget also introduces Accelerated Capital Cost Allowances (ACCA) for electric generation and storage industries, while the ACCA remains in place for manufacturing and other natural resource sectors. Despite chambers’ persistent advocacy to reinstate the ACCA for petrochemicals mining and processing, this budget picks winners and losers and misses the opportunity to bring a measure of relief to Alberta’s economy by encouraging investment in one of the province’s core industries.

The lack of details provided in the budget documents makes it difficult to see exactly what accounts for the $29 billion deficit projected for this year and very difficult to know whether future projections of indefinitely continuing but declining deficits are valid. Lack of detail in how Canada will get back to fiscal balance presents a very real risk to fiscal sustainability and flies in the face of prudent fiscal management.

Before any Phase 2 spending commences, the ACC wants to see a transparent model of performance metrics developed and applied to all prospective capital initiatives.

“Because of the uncertainty that comes with back loading the capital spending, and not knowing where government will invest or how they will divide the pie, they need to develop performance metrics that define capacity building measures and will keep things on track through the life of those investments.” says ACC Chair Carman McNary. “We will accept what they are saying about the overall economic position now but reporting, verification and transparency of the government have never been more important.”

The Alberta Chambers of Commerce is a federation of 128 chambers of commerce representing 24,000 businesses.

Business Continuity workshop

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Shop N win High River

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Director Penni Tebbs with the winner Catherine Shaw of High River

Recent Chamber Luncheon

What a great turnout we had for our last Chamber Luncheon

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